Built Around Real Financial Conversations

We started parionexis in 2019 because too many Australians felt lost when talking about their money. Not anymore.

Where parionexis Actually Came From

Back in early 2019, Indira Kettlewell was working at a community centre in Western Sydney. She kept hearing the same frustration from people who'd walk in — they didn't understand their super, couldn't figure out how to save properly, and felt like every financial advisor just wanted to sell them something complicated.

"I remember this guy, maybe in his fifties, who said he'd been working for thirty years and still had no idea where his money actually went each month. That hit me hard."

So Indira partnered with her mate Bjarne Foss, who'd spent years doing financial planning for everyday families. They wanted to create something different — a place where you could actually understand what was happening with your money without feeling stupid for asking basic questions.

parionexis opened its doors in Greystanes in October 2019. The first month, they helped twelve families. Now it's closer to two hundred each month, and the approach hasn't changed much — just honest conversations about savings, super, and making your money work a bit harder.

parionexis office space where financial consultations happen

What Drives How We Work

These aren't just nice-sounding words on a wall. They're the things we actually think about when we're sitting across from someone trying to sort out their finances.

Plain Language, Always

If we're using jargon, we're doing it wrong. Your money situation shouldn't need translation. We explain things like we're talking to our own family members — because honestly, that's how it should be. No one benefits when financial advice sounds like a legal document written in another language.

Financial planning session with clear documentation

Your Goals, Not Ours

Some people want to retire early. Others just want to stop stressing about bills. A few want to save for their kids' education or finally take that trip to Europe. Whatever it is, that's what we work toward. We don't have a one-size-fits-all plan because that's rubbish — your life isn't the same as the next person's.

Personalized savings plan review with client

Nothing Hidden

We charge flat fees for our time, and we tell you upfront what that is. No commissions on products, no surprise charges six months down the track. If we're recommending something, it's because it makes sense for your situation, not because we get a kickback. Transparency isn't optional here — it's the whole point.

Transparent fee structure discussion

The People You'll Actually Talk To

Our team's small on purpose. We'd rather have a handful of people who genuinely care about this work than a massive operation where you're just another file number. Everyone here has their own story with money — some good, some a bit messy — which is probably why we get it.

Indira Kettlewell, Co-founder and Financial Advisor

Indira Kettlewell

Co-founder & Financial Advisor

Started parionexis after years of community work where she saw how financial confusion affected real families. Specializes in retirement planning and helping people actually understand their super statements. Drinks too much coffee and has strong opinions about budgeting apps.

Bjarne Foss, Co-founder and Senior Advisor

Bjarne Foss

Co-founder & Senior Advisor

Spent fifteen years in traditional financial planning before realizing most of it was unnecessarily complicated. Particularly good at breaking down investment strategies and making tax stuff less painful. Originally from Adelaide, somehow ended up in Sydney, won't shut up about proper coffee.

Initial consultation and financial assessment

How We Start

First meeting is always about listening. We want to understand where you are right now and where you're trying to get to. No pressure, no sales pitch — just a proper conversation about your situation.

Building Your Plan

We put together a savings strategy that makes sense for your life and income. This isn't cookie-cutter stuff — it's based on your actual numbers and goals. You'll understand every part of it before we move forward.

Checking In

Life changes, and plans need to change with it. We do regular reviews to make sure things still make sense. Got a new job? Had a kid? Market went weird? We adjust as we go. This isn't a set-and-forget situation.

Ready for an Actual Conversation About Your Finances?

We're based in Greystanes and working with families across Western Sydney. First consultation's on us — come in, ask questions, see if this feels right. No commitment required.